Getting out on the water in your watercraft is can be a wonderful escape from the day-to-day. But, having fun on the water can also increase liability risks.
Let’s make sure your “financial boat” doesn't sink should you encounter rough waters.
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The fact is, homeowners policies usually place numerous restrictions on boat owners, depending on the size and horsepower of your watercraft.
In other words, if you don't carry a boat insurance policy, you may be underinsured.
We can help you decide on the amount of coverage you need for your boat, the deductible (maximum out-of-pocket expense per claim) and the types of coverage you need.
Unfortunately boating accidents, theft, or other misadventures can happen on our rivers and lakes. We know, you will want to get back on the water as soon as possible, so the last thing you need after a loss is to find out you were not properly covered.
If you were in an accident with another boat that caused serious damage to your vessel, one of the following things would most likely occur, depending upon the insurance coverage you and the other boater have and the laws in your state:
Typical coverages should include:
We also provide insurance for the following types of boats and personal watercraft:
We also work with carriers who provide boat insurance discounts. Here are a few ways you may be able to save:
There are even more ways to save on boat insurance, but the only way to truly determine the best policy for you is to have a quick chat about your needs and the amount of protection for income and assets that you will require.
You may think you want the cheapest insurance you can find, but cheap isn't everything.
While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you.
There’s no such thing as a one-size-fits-all insurance policy when it comes to your boat.
Contact us today, and we'll help you protect what matters most.