Are you ready for Boating Season in Pittsburgh?
We can help you decide on the amount of coverage you need for your boat, the deductible (maximum out-of-pocket expense per claim) and the types of coverage you need.
Unfortunately boating accidents, theft, or other misadventures can happen on our rivers and lakes. We know, you will want to get back on the water as soon as possible, so the last thing you need after a loss is to find out you were not properly covered.
If you were in an accident with another boat that caused serious damage to your vessel, one of the following things would most likely occur, depending upon the insurance coverage you and the other boater have and the laws in your state:
- If you were at fault, your boat liability insurance would cover the damage up to the limits of the policy.
- If the other boater was at fault, their coverage would pay for your damage, up to the limits of their policy.
- If the other boater was at fault, but did not have boat insurance, or did not have enough to cover your expenses, uninsured/underinsured boaters coverage could cover the damage (if you had that coverage in place).
